For Customers & Buyers
Effective Date: January 1, 2025
These Terms and Conditions govern your use of LMG Adventure Market, operated by LMG Finance Inc. ("we," "us," or "our"), to advertise products to customers across Canada. By using our website to search for and purchase products, you agree to the terms and conditions below. If you do not accept these terms, please stop using our services. Our suppliers may also impose additional terms and conditions to which your contract with them will be subject.
1. About LMG Adventure Market
1.1. LMG Adventure Market, owned and operated by LMG Finance Inc. (201-347 Victoria Street, Kamloops, BC, V2C 2A3), provides a platform for buyers to search for products in their geographical region.
1.2. The relationship between us is solely that:
1.2.1. We offer tools and services for finding products and facilitating sales and if a buyer opts to finance a purchase, LMG Finance acts as the seller’s outsourced finance & insurance provider to assist with financing approval.
Our relationship is restricted to facilitating the financing process and does not cover any other aspects of the transaction. LMG Finance does not guarantee a definite sale, the achievement of a specific price, or a financing approval and is not responsible for the terms, conditions, or outcomes of financing agreements between buyers and third-party providers.
1.3. Age Requirement: You must be 18 years or older to use our services.
2. Definitions
“Product”: Any item listed for sale, including physical goods.
“Service”: The tools and resources provided by LMG Adventure Market for searching for products. Our role is limited to providing a platform and does not extend to involvement in the sale transaction unless financing is involved or legal disputes.
“Website”: The LMG Adventure Market website which enables you to search for a Product that is for sale by a Seller.
“Seller”: Means a dealership whose Products they offer for sale through LMG Adventure Market.
3. Your Responsibilities
When you search for a Product for sale on the Website, you do so subject to these terms.
3.1. Accurate Information: You agree to provide accurate, up to date, and complete information about yourself. We are not responsible for any error made as a result of such information being inaccurate. You accept responsibility for any action done by any person using your name.
3.2. Restrictions of Use: You agree that your use of LMG Adventure Market and the content available on our website is strictly limited to the purpose of searching for and viewing products available for sale by dealerships across Canada. You shall not:
3.2.1. You agree that your use of LMG Adventure Market and the content available on our website is strictly limited to the purpose of searching for and viewing products available for sale by dealerships across Canada. You shall not:
3.2.2. Engage in Unauthorized Activities: Use the website for any unlawful, fraudulent, or malicious activities, including but not limited to the collection of data for unauthorized commercial purposes or the use of automated tools (e.g., bots or scrapers) to access, copy, or collect information from the website.
3.2.3. Copy, Modify, or Distribute: Copy, reproduce, modify, translate, distribute, or create derivative works from any content on the website, including product listings, images, or text, without express written permission from LMG Adventure Market.
3.2.4. Circumvent Security Measures: Attempt to bypass or circumvent any technical security measures or restrictions that protect the website or its content.
3.2.5. Engage in Commercial Use: Use the website for any commercial purpose without prior written consent from LMG Adventure Market, including but not limited to reselling or redistributing the products or content displayed on the website.
3.2.6. Interfere with Website Operations: Interfere with or disrupt the normal operation of the website, including transmitting malware, viruses, or other harmful code.
Any unauthorized use of the website or breach of these restrictions may result in the immediate termination of your access to the website and may expose you to legal action.
4. Our Role
4.1. We do not offer Service in all countries. We may refuse service if you live in a country we do not serve.
4.2. We are a marketplace platform and not the seller or buyer of any product listed.
4.3. Subject to the terms and conditions of this Agreement, LMG Adventure Market grants you a limited, non-exclusive, non-transferable, and revocable license to access and use our online marketplace website solely for the purpose of searching for and viewing products available for sale by dealerships across Canada. This license is granted for personal, non-commercial use only, and you agree not to use the website for any other purpose, including but not limited to unauthorized commercial exploitation, reproduction, or redistribution of content.
4.4. We do not guarantee product availability or that a sale will be completed. Listings on the platform are provided by Sellers and are subject to change, availability, and Seller discretion. LMG Adventure Market is not responsible for cancellations, unavailability, or changes to product listings made by Sellers.
4.5. We do not guarantee pricing accuracy, or a financing approval.
5. Buying Products
5.1. LMG Adventure Market is not responsible for the fulfilment of your contract to buy a Product.
5.2. Unless it is clear to the contrary, you may assume that every sale is made by a Seller in the course of their business.
5.3. No statement or action by the Seller shall constitute acceptance of your purchase until the Seller has finalized the sales transaction for the Product with you. Once your payment is accepted by a Seller, your purchase is binding under the Seller's terms.
5.4. At any time before a Product is sold, the Seller may decline to supply the Product to you without giving any reason.
6. Delivery & Returns
6.1. LMG Adventure Market is not responsible for delivery of any Product. Delivery is handled directly by the Seller at their premise subject to the contract between you and your Seller.
6.2. All product returns must be arranged directly with the Seller, in accordance with the return procedure outlined on the Seller’s website or as specified in the Seller’s terms and conditions. LMG Adventure Market is not responsible for processing returns or managing return policies. Review a Seller’s policies before buying.
7. Pricing & Taxes
7.1. Prices listed may not include sales tax or additional fees. Any applicable taxes are your responsibility.
7.2. Neither we nor the Seller can be responsible for action by any governmental authority. We do not know and are not responsible for duties, taxes, delays or impounding of any item.
8. Disputes
8.1. In any dispute with a Seller, you should deal only with the Seller. We have neither legal obligation nor detailed information about the Product.
9. Privacy & Security
9.1. The use of any personal information is in accordance with our privacy policy which is strong and precise. It complies fully with the Personal Information Protection and Electronic Documents Act 2000 which is on our Privacy Policy.
10. Liability & Indemnification
10.1. Use the website at your own risk. All implied conditions, warranties and terms are excluded from this agreement.
10.2. Platform Use: We provide a marketplace for the supply of Products. We are in no way responsible for your ordering a Product, your choice of a Product, any aspect of the provision of the Products, refund payment for any Product, or any complaint about any Product.
10.2.1. You are advised that content may include technical inaccuracies or typographical errors.
10.2.2. Our Website contains links to other Internet websites. We have neither power nor control over any such website. You acknowledge and agree that we shall not be liable in any way for the content of any such linked website, nor for any loss or damage arising from your use of any such website.
10.2.3. We claim no expert knowledge in any subject. We disclaim any obligation or liability to you arising directly or indirectly from information you take from our Website.
10.2.4. We shall not be liable to you for any loss or expense arising out of or in connection with your use of our Website, which is indirect or consequential loss, or economic loss or other loss of turnover, profits, business or goodwill. This applies whether in an action of contract, negligence or otherwise, even if such loss was reasonably foreseeable or we knew you might incur it.
10.2.5. This paragraph (and any other paragraph which excludes or restricts our liability) applies to our directors, officers, employees, subcontractors, agents and affiliated companies as well as to us.
10.3. Buyer Indemnity: You agree to indemnify us against any loss, damage or liability, suffered by us at any time and arising out of:
10.3.1. any act, neglect or default of yours in connection with this agreement or your use of the Services;
10.3.2. your breach of this agreement;
10.3.3. your failure to comply with any law;
10.3.4. a contractual claim arising from your use of the Services
11. Complaints & Offensive Content
11.1. Our Website includes content posted by Sellers and other third parties. We are not responsible for any such posting.
11.2. If you are offended by any content, the following procedure applies:
11.2.1. Your claim or complaint must be submitted to us by email at privacy@lmgfinance.ca.
11.2.2. After we receive notice of a claim or complaint, we shall investigate so far as we alone decide.
11.2.3. If the Content is in violation of this Agreement, we shall remove the offending Content as soon as we are reasonably able.
11.2.4. We are free to either re-instate content, or not, as we decide.
11.3. You now agree that if any complaint is made by you frivolously or vexatiously you will repay us the cost of our investigation including legal fees, if any.
12. Service Interruptions
12.1. We give no warranty that our Service will be satisfactory to you.
12.2. We will do all we can to maintain access to Our Website, but it may be necessary for us to suspend all or part of our Service for repairs, maintenance or other reason. We may do so without telling you first.
12.3. You acknowledge that our Service may also be interrupted for reasons beyond our control.
12.4. You agree that we are not liable to you for any loss whether foreseeable or not, arising as a result of interruption to our Service.
13. Governing Law
13.1. The validity, construction and performance of this agreement shall be governed by the laws of the Province of British Columbia and the parties agree that any dispute arising from it shall be litigated only in that Province.
14. Changes & Amendments
14.1. Amendments: We may change this agreement in any way at any time. The version applicable to your contract is the version which is posted on our Website at the time you buy a Product.
15. Miscellaneous Matters
15.1. If any term or provision of this agreement is at any time held by any jurisdiction to be void, invalid or unenforceable, then it shall be treated as changed or reduced, only to the extent minimally necessary to bring it within the laws of that jurisdiction and to prevent it from being void and it shall be binding in that changed or reduced form. Subject to that, each provision shall be interpreted as severable and shall not in any way affect any other of these terms.
15.2. The rights and obligations of the parties set out in this agreement shall pass to any permitted successor in title.
15.3. No failure or delay by any party to exercise any right, power or remedy will operate as a waiver of it nor indicate any intention to reduce that or any other right in the future.
15.4. Any communication to be served on either party by the other shall be delivered by email. It shall be deemed to have been delivered within 24 hours of sending if sent by email to the address from which the receiving party has last sent email and no notice of non-receipt has received by the sender.
15.5. In the event of a dispute between the parties to this agreement, then they undertake to attempt to settle the dispute by engaging in good faith with the other in a process of mediation before commencing arbitration or litigation.
15.6. So far as the law permits, and unless otherwise stated, this agreement does not give any right to any third party.
15.7. In the event of any conflict between any term of this agreement and the provisions of the articles of a limited company or any comparable document intended to regulate any other corporate or collective body, then the terms of this agreement shall prevail.
16. Acceptance of Terms and Conditions
By accessing or using the LMG Adventure Market website (the "Marketplace"), you agree to comply with and be bound by these Terms and Conditions. If you do not agree with any part of these terms, you must not use the Marketplace. Your continued use of the Marketplace constitutes your acceptance of these Terms and Conditions.
17. Contact Us
For questions or assistance, please contact privacy@lmgfinance.ca.
For Dealerships & Sellers
These Terms and Conditions govern your use of LMG Adventure Market, operated by LMG Finance Inc. ("we," "us," or "our"), to advertise products to customers across Canada. By registering as a seller, you agree to these terms.
1.1. LMG Adventure Market, owned and operated by LMG Finance Inc. (201-347 Victoria Street, Kamloops, BC, V2C 2A3), provides a platform for sellers to advertise and sell products.
1.2.1 We offer tools and services for listing and facilitating sales and if a buyer opts to finance a purchase, LMG Finance acts as the seller’s outsourced finance & insurance provider to assist with financing approval.
Our relationship is restricted to facilitating the financing process and does not cover any other aspects of the transaction. LMG Finance does not guarantee a definite sale, the achievement of a specific price, specific buyer interest within a certain time frame, or a financing approval and is not responsible for the terms, conditions, or outcomes of financing agreements between buyers and third-party providers.
1.2.2 we are not, partners or joint venturers.
“Product”: Any item listed for sale, including physical goods. All products must comply with Canadian federal and provincial regulations.
“Service”: The tools and resources provided by LMG Adventure Market for listing and selling products. Our role is limited to providing a platform and does not extend to involvement in the sale transaction unless financing is involved or legal disputes.
“Content”: Any text, images, videos, or materials posted by you on the platform.
“Website”: The LMG Adventure Market website which enables you to advertise a Product that is for sale to consumers.
3.1. When you place a Product for sale on the Website, you do so subject to these terms.
3.1.1 Compliance: Ensure all products and business practices comply with the Competition Act, Canada Consumer Product Safety Act, and applicable provincial consumer protection laws. You understand that you are personally responsible for your breach of intellectual property rights, defamation, or any law, which may occur as a result of any Content having been posted by you.
3.1.2 Product Quality: Offer only products of merchantable quality, with all hazards or technical requirements disclosed. Seller’s assume full responsibility for any harm caused by the Seller’s Products or any failure to meet their legal requirements.
3.1.3 Pricing and Taxes:
3.1.3.1 Set accurate prices and include applicable taxes.
3.1.3.2 Calculate, collect, and remit all required taxes (GST/HST, PST, etc.).
3.1.4 Customer Service: Make suitable arrangements for the delivery of each Product. Respond to buyer inquiries within two (2) business days and manage returns or disputes in accordance with provincial laws.
3.1.5 Inventory Management: Update stock availability promptly and remove unavailable products. Immediately advise LMG and the buyer should an advertised Product suddenly become unavailable during a transaction.
4. Using Our Platform
4.1. Prohibited Listings: You agree that you will not use or allow anyone else to use our Website to post or upload content or undertake any activity which is or may:
4.1.1 be unlawful, or tend to incite another person to commit a crime;
4.1.2 be obscene, offensive, threatening, violent, malicious or defamatory;
4.1.3 be sexually explicit or pornographic;
4.1.4 be likely to deceive any person or be used to impersonate any person, or to misrepresent your identity, age or affiliation with any person;
4.1.5 be items prohibited under Canadian law, including but not limited to illegal substances, weapons, recalled products, and counterfeit goods.
4.1.6 use a posting to solicit responses unconnected with the purpose of our Website or the terms proposed by this agreement.
4.2. Content Restrictions: In addition to the restrictions set out above, a posting must not contain:
4.2.1 hyperlinks, other than those specifically authorized by us.
4.2.2 keywords or words repeated, which are irrelevant to the content posted.
4.2.3 the name, logo or trademark of any organisation other than yours.
4.2.4 inaccurate, false, or misleading information.
4.2.5 material or links to material that exploits people in a sexual, violent or other manner, or solicits personal information from anyone under 18 years old.
4.3. Account Security: To access certain features of our website, you may be required to select a password. You agree to choose a secure password that meets the following criteria:
4.3.1 Length and Complexity: Your password must be at least [insert minimum length, e.g., 8] characters long and include a combination of uppercase letters, lowercase letters, numbers, and special characters.
4.3.2 Uniqueness: Your password should not be easily guessable, such as using your name, common words, or sequential patterns (e.g., "123456" or "password").
4.3.3 Confidentiality: You are responsible for keeping your password confidential and must not share it with third parties.
You acknowledge that maintaining the security of your password is your responsibility, and you agree to notify us immediately if you suspect unauthorized use of your account. We are not liable for any loss or damage arising from your failure to comply with these security requirements.
5. Payment & Fees
5.1. Seller Responsibility: You acknowledge and agree that you are solely responsible for all transaction-related costs including payments, fees, and financial obligations associated with the sale of your Products, even when using LMG Adventure Market to facilitate transactions. This includes but is not limited to taxes, shipping costs, payment processing fees, and any other applicable charges. LMG Adventure Market acts only as a platform to connect Sellers with Buyers and does not assume any responsibility for the collection or remittance of such payments.
You agree that a contract to sell a Product offered by you is a firm and binding contract as soon as your customer's payment has been accepted.
5.2. Payment Handling: LMG Adventure Market does not handle payments or remit taxes on your behalf.
5.3. Taxes: Subject to discounts and promotions, Products are advertised for sale exclusive of GST/HST. The Seller is solely responsible for determining, collecting, reporting, and remitting any and all applicable taxes, including but not limited to sales tax, value-added tax (VAT), goods and services tax (GST), or any other taxes required by law, in connection with their sales on LMG Adventure Market. LMG Adventure Market does not calculate, collect, or remit taxes on your behalf. Sellers should consult tax professionals to ensure compliance across Canadian provinces.
6. Delivery
6.1. Deliveries of physical Products will be made from your premises subject to the contract between you and your buyer. In your contract with buyer, you should clearly specify the mode of delivery and expense involved.
7. Copyright & Intellectual Property
You retain ownership of content posted to LMG Adventure Market but grant us a non-exclusive license to display and promote your content.
You confirm that all posted content is original or used with permission and does not infringe on third-party rights.
All other content on our Website that is not posted by you, is the property of either LMG or other sellers of products for sale. It is all protected by international copyright laws. You may not copy, modify, publish, transmit, transfer or sell, reproduce, create derivative works from, distribute, perform, display, or in any way exploit any of the Content, in whole or in part, except as is expressly permitted in this agreement or with our written consent.
8. Customer Data & Privacy
8.1. Data Use: You agree to collect, use, and store customer data only for transaction fulfilment and in accordance with applicable privacy laws, including the Personal Information Protection and Electronic Documents Act (PIPEDA) and BC's Personal Information Protection Act (PIPA). Personal data must not be shared with third parties without express consent.
8.2. Data Protection: You must implement reasonable safeguards to protect customer information against unauthorized access, disclosure, or use.
9. Disputes & Returns
9.1. Dispute Resolution: In the event of a dispute, sellers agree to respond promptly to buyer concerns and cooperate with LMG Adventure Market to resolve the issue in good faith. LMG Adventure Market may mediate disputes but does not guarantee outcomes. Sellers failing to cooperate may face account suspension or removal from the platform.
9.2. Returns and Refunds: Clearly communicate return policies to buyers and comply with provincial laws on cancellations and refunds. Provide information to LMG in respect of any claim for non-delivery and any dispute as to payment, so as to enable us to identify the possibility of fraud.
10. Platform Use and Content Management
10.1. Content Moderation: LMG Adventure Market reserves the right to refuse, edit, or immediately remove listings that are in violation of Section 4, Using Our Platform, and Section 6, Copyright & Intellectual Property or any other terms of this agreement.
If you are offended by any Content, the following procedure applies:
10.1.1 Your claim or complaint must be submitted to us by email at privacy@lmgfinance.ca.
10.1.2 After we receive notice of a claim or complaint, we shall investigate so far as we alone decide.
10.1.3 If the Content is in violation of this Agreement, we shall remove the offending Content as soon as we are reasonably able.
10.1.4 We are free to either re-instate content, or not, as we decide.
10.2. Platform Integrity: Do not attempt to modify, copy, download any part of, cause damage or misuse the Website. You are not permitted to link to our Website in any way that would cause the appearance or presentation of our Website to be different from what would be seen by a user who accessed our Website by typing the URL into a standard browser. Additionally, you may not collect or use any product listings, descriptions, or prices from other Sellers.
You are permitted to create a hyperlink to our Website for the purpose of promoting an interest common to both of us. You can do this without specific permission. This licence is conditional upon your not portraying us or any Product or Service in a false, misleading, derogatory, or otherwise offensive manner. You may not use any logo or other proprietary graphic or trademark of ours as part of the link without our express written consent.
We maintain reasonable procedures for general backup of data for our own purposes, but we give no warranty that your data will be saved or backed up in any particular circumstances unless we have made specific contractual arrangements with you in writing.
11. Liability & Indemnification
11.1. Platform Use: LMG Adventure Market is not liable for any losses related to transactions, platform downtime, or content posted by sellers.
11.1.1 We shall not be liable to you for any loss or expense arising out of or in connection with your use of Our Website, which is indirect or consequential loss, or economic loss or other loss of turnover, profits, business or goodwill. This applies whether in an action of contract, negligence or otherwise, even if such loss was reasonably foreseeable or we knew you might incur it.
11.1.2 We shall not be liable to you for any loss whether foreseeable or not, arising as a result of interruption to our Service.
11.1.3 We shall not be liable in any way for the content of any linked websites, nor for any loss or damage arising from your use of any such website.
11.1.4 You now expressly release us from any and all claims and liability known and unknown, arising in any way from a dispute between you and a buyer.
11.1.5 Our total liability under this agreement, however it arises, shall not exceed the sum of $1,000. This applies whether your case is based on contract, tort or any other basis in law.
11.1.6 This paragraph (and any other paragraph which excludes or restricts our liability or provides an indemnity to us) applies to our directors, officers, employees, subcontractors, agents and affiliated companies as well as to us.
11.2. Seller Indemnity: You agree to indemnify us against any loss, damage or liability, suffered by us at any time and arising out of:
11.2.1 any act, neglect or default of yours in connection with this agreement or with any Product of yours or with your use of our Services.
11.2.2 your breach of this agreement.
11.2.3 your failure to comply with any law.
11.2.4 any act, neglect or default by any agent, employee, licensee or customer of yours.
11.2.5 a claim or assessment or order to pay tax.
11.2.6 a contractual claim arising from your use of the Services.
This indemnity shall include all costs reasonably incurred by us without the need to prove they were necessary.
12. Governing Law
12.1. The validity, construction and performance of this agreement shall be governed by the laws of the Province of British Columbia, and you agree that any dispute arising from it shall be litigated only in that Province. Sellers selling to buyers outside BC must also comply with the laws of the buyer's province to the extent applicable.
13. Changes & Terminations
13.1. Amendments: We may change this agreement in any way at any time. The version applicable to your contract is the version which is posted on our Website at the time you advertise a Product.
13.2. Termination: We reserve the right to suspend or terminate accounts for non-compliance.
14. Miscellaneous Matters
14.1. If any term or provision of this agreement is at any time held by any jurisdiction to be void, invalid or unenforceable, then it shall be treated as changed or reduced, only to the extent minimally necessary to bring it within the laws of that jurisdiction and to prevent it from being void and it shall be binding in that changed or reduced form. Subject to that, each provision shall be interpreted as severable and shall not in any way affect any other of these terms.
14.2. The rights and obligations of the parties set out in this agreement shall pass to any permitted successor in title.
14.3. No failure or delay by any party to exercise any right, power or remedy will operate as a waiver of it nor indicate any intention to reduce that or any other right in the future.
14.4. Any communication to be served on either party by the other shall be delivered by email. It shall be deemed to have been delivered within 24 hours of sending if sent by email to the address from which the receiving party has last sent email and no notice of non-receipt has received by the sender.
14.5. In the event of a dispute between us, you undertake to attempt to settle the dispute by engaging in good faith with us in a process of mediation before commencing arbitration or litigation.
14.6. In the event of any conflict between any term of this agreement and the provisions of the articles of a limited company or any comparable document intended to regulate any other corporate or collective body, then the terms of this agreement shall prevail.
15. Contact Us